Osamu Koichi
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Getting Through; Does Grieving End?

Does Grieving End, Ever? You may ask “when does grieving end?” When you lose something that is of great value to you, you never really stop remembering what it meant to you, or why it brought value to your life. What may change is how you remember. Think of some “thing” that you lost in […]

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Resources for Coping With Grief

These resources for coping with grief are provided for you, whether you are trying to deal with your bereavement process, or want to understand how to help someone in theirs. https://www.helpguide.org/home-pages/grief.htm This site provides helpful hints on how you can assist someone who is grieving the loss of a friend, family member or pet. They […]

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Resources and Websites for Terminal Illness

The following resources and websites were used in writing Dealing With a Terminal Diagnosis. This is only a partial list, but it will provide the reader with the quickest overview. This site provides information regarding caring for a loved one during the end of life. Addresses terminal agitation. Addresses the withholding of food and fluids […]

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Any Changes and Current Treatment: Questions to Family/Friend/Parent

Any Changes and Current Treatment: Questions You Should Ask If there are any changes, and response to current treatment, are some key areas to focus your friend or family member on before their appointment. The questions you will want to ask your friend/family member may vary depending on whether the visit is a routine check-up, […]

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Help a Grieving Child Through the Process; A How-to

Help a Grieving Child Effectively Through the Process When you help a grieving child through the process, it is usually harder on you than it is on them. Knowing the right things to say or do can feel awkward, uncomfortable, and seem like quite a challenge. The key is to be honest and open with […]

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Developmental Milestones of Your Child

Understanding Your Child’s Developmental Milestones Developmental milestones have been created as guidelines for healthcare professionals as an assessment tool to evaluate your child’s development. Realizing that each child is unique and develops at their own rate, age ranges have been “built into” the milestones. Based on studies, the “average” child will reach a particular milestone […]

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Insurance Summary for Various Types of Policies

Quick Insurance Summary The following is a quick insurance summary based on the previous sections. If you are currently covered by an individual policy and are considering changing to a different policy, consider doing so in the beginning of the year. If you were to change policies mid-year or later, you would have to meet […]

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A Fee-for-Service Health Plan Works This Way

Fee-for-Service Health Plans Described Most Fee-for-Service (FFS) plans will allow you to use any healthcare provider and facility you wish to use. Your monthly premium is usually lower than that of a Preferred Provider Organization plan. Typically, co-pays for doctors’ visits do not go towards satisfying/paying your deductible. You are expected to pay a discounted/contracted […]

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When Grief and Trauma Collide

What happens when grief and trauma collide? What happens if the sudden death is the result of a traumatic event such as an auto accident, fire or flood? What if it was a murder? Grief involves sadness as the result of a loss, with sadness acting as the primary/dominant emotion. Guilt may be related to […]

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Point of Service is a Hybrid Alternative to Health Plans

Point of Service Plans The Point of Service (POS) is a sort of hybrid. It primarily functions as an HMO policy. You are directed to select a PCP (primary care physician) who coordinates your care including any referrals to specialists. If you receive a referral to see a specialist you will be directed to one […]

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Grief Versus Depression

Is there a difference in grief versus depression? How do you know which it is that you are feeling? Can sorrow turn into something else? Grieving is a healthy, normal response to the loss of someone or something you love. During the initial weeks, months, or year after experiencing your loss, if you attempt to […]

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Different levels of care are chosen when you are hospitalized.

From Hospital to Home Have you ever wondered how your doctor determines the levels of care that you need; whether you should be treated at the hospital or home or how long you should stay in the hospital? In most cases, it is the “severity of illness” that determines the “intensity of care” or “level […]

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Out of Pocket and Out of Pocket Maximum

Out of Pocket (OOP) and OOP Maximum Out of pocket and out-of-pocket are terms (like copayment and co-payment) that are the same. You will see them both ways in the following text, so that you can get used to these formats. Your insurance policy will limit the dollar amount you have to pay in expenses […]

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Expect in Final Days of a Terminal Illness; What May Occur.

What to Expect in Final Days of Terminal Illness There are certain things that are expected in final days of terminal illness. It seems to be consistent, with some variability in the timing and sequence of end of terminal illness. To help you prepare, I’ll go over some of the more common issues related to: […]

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