The Health Insurance Portability and Accountability Act, also known as HIPAA, was created in 1996 by the US Congress to protect the privacy of your health information. The act prohibits your health care providers from releasing your health care information unless you have provided your health care provider with a HIPAA release form. Unless you […]

Our Story Our story is simple. My husband and I have been in the healthcare industry for over 25 years, with over 55 years experience between the two of us! We have had the fortune of having rather diverse experiences in trauma, intensive care, surgery, the post-anesthesia care unit (recovery room), home care, oncology/hospice, skilled […]

How to Choose an Insurance Company For Medical Insurance How do you choose an insurance company who will deliver your health care services, now that you have narrowed down the type of policy you would like, the benefits you are interested in, and the providers you feel comfortable with? Check with your State to insure […]

Understand What Type Policy is Best For Your Medical Insurance What type policy do you exactly need for medical coverage? Understanding how the various types of medical insurance policies work can help you select the insurance plan that is right for you. If you are insured through your employer or union, it would be very […]

Does Grieving End, Ever? You may ask “when does grieving end?” When you lose something that is of great value to you, you never really stop remembering what it meant to you, or why it brought value to your life. What may change is how you remember. Think of some “thing” that you lost in […]

These resources for coping with grief are provided for you, whether you are trying to deal with your bereavement process, or want to understand how to help someone in theirs. https://www.helpguide.org/home-pages/grief.htm This site provides helpful hints on how you can assist someone who is grieving the loss of a friend, family member or pet. They […]

The following resources and websites were used in writing Dealing With a Terminal Diagnosis. This is only a partial list, but it will provide the reader with the quickest overview. This site provides information regarding caring for a loved one during the end of life. Addresses terminal agitation. Addresses the withholding of food and fluids […]

Any Changes and Current Treatment: Questions You Should Ask If there are any changes, and response to current treatment, are some key areas to focus your friend or family member on before their appointment. The questions you will want to ask your friend/family member may vary depending on whether the visit is a routine check-up, […]

Help a Grieving Child Effectively Through the Process When you help a grieving child through the process, it is usually harder on you than it is on them. Knowing the right things to say or do can feel awkward, uncomfortable, and seem like quite a challenge. The key is to be honest and open with […]

Understanding Your Child’s Developmental Milestones Developmental milestones have been created as guidelines for healthcare professionals as an assessment tool to evaluate your child’s development. Realizing that each child is unique and develops at their own rate, age ranges have been “built into” the milestones. Based on studies, the “average” child will reach a particular milestone […]

Quick Insurance Summary The following is a quick insurance summary based on the previous sections. If you are currently covered by an individual policy and are considering changing to a different policy, consider doing so in the beginning of the year. If you were to change policies mid-year or later, you would have to meet […]

Fee-for-Service Health Plans Described Most Fee-for-Service (FFS) plans will allow you to use any healthcare provider and facility you wish to use. Your monthly premium is usually lower than that of a Preferred Provider Organization plan. Typically, co-pays for doctors’ visits do not go towards satisfying/paying your deductible. You are expected to pay a discounted/contracted […]

What happens when grief and trauma collide? What happens if the sudden death is the result of a traumatic event such as an auto accident, fire or flood? What if it was a murder? Grief involves sadness as the result of a loss, with sadness acting as the primary/dominant emotion. Guilt may be related to […]

Point of Service Plans The Point of Service (POS) is a sort of hybrid. It primarily functions as an HMO policy. You are directed to select a PCP (primary care physician) who coordinates your care including any referrals to specialists. If you receive a referral to see a specialist you will be directed to one […]